From: Adams Helena Nnenna” <email@example.com Dear Sir/Mrs, Compliment of the day to you, After several much thinking and meditation, I decided to contact you directly. Though I got your contact through my research for a reliable person to assist me in this transaction . I want to clearly notify you that you are not oblige … Continue reading
From: Mrs Melissa Ann” <firstname.lastname@example.org Dear Friend, I am Mrs. Melissa Ann an aging widow suffering from long time illness,(Cancer).I have some funds I inherited from my late husband, the sum of (US$50,000.000)FIFTY Million Dollars, and I needed a very honest and God fearing person that will use the fund for God’s work … Continue reading
From: UAE Central” <email@example.com ACH Payment Canceled The ACH transaction (ID:690794), recently initiated from your checking account (by you or any other person), was canceled by the other financial institution. Rejected transaction Transaction ID: 8574210438982 Reason for rejection: See details in the attachment Transaction Report: document.zip (self-extracting archive, Adobe PDF) 13450 Sunrise Valley Drive, Suite … Continue reading
I am so very tired of being ripped off.
In September of last year, our drug benefits (through my husband’s workplace) were switched to a company called MedImpact. We received a letter, telling us about the change. It said we would soon be receiving new identification cards.
January came, and we still didn’t receive the cards. So I wrote to them explaining the situation.
In April, I had to pay a pharmacy $49 for Alendronate, because we still didn’t have our identification cards. I called MedImpact to say once again that we needed the cards, and to request a drug reimbursement form for the Alendronate. It took 45 minutes to navigate MedImpact’s menus and finally reach someone. Part of the problem – speaking to someone requires an identification number – which only appears on the front of the ID card.
A week later the claim form arrives, but I can’t fill it out because I still don’t have the card and the crucial identification number. The cards arrives a couple of weeks later.
Anyway… I file the claim form and wait. Then I receive a statement saying the claim has been denied.
So I call again. “I don’t know why you received that,” said the customer representative (ironic term). “It says here your claim was approved. You’ll be receiving a check in about a month.”
So several months later, I’m calling again. I’m told that the patient is never reimbursed if they pay more to the pharmacy than MedImpact does. In most cases, the $10 copay is greater than the amount that would be returned to the pharmacy. In my case, I paid five times that – so I’ll receive no reimbursement.
So not only am I out $40 (and tons of time), but I now know that the vast majority of drugs should cost less than $10 for a one-month supply. In the case of Alendronate, the pharmacy is paid $7 for the $49 drug. So why am I not feeling better?
However, I was reassured that a few drugs cost hundreds of dollars. In those cases, the copay’s a great deal. (But most of the time we’re being ripped off? Still not feeling it.)
Meanwhile… My husband was trying to change the oil himself, and somehow managed to crunch the oil filter. He couldn’t get it off so we took it (against my protests) to the local Ford dealer. They said they could get it off, and would charge us $9.95 for the oil change. Hurray.
But then they told hubby that the tires were askew and that it would cost $95 in labor per tire to fix the problem. I wasn’t happy, especially when they called to say they’d be keeping the car overnight.
“They’re going to walk you up,” I said, “This $200 job will probably be $500.”
Hubby didn’t think so.
But first thing this morning Ford calls. The car is ready, but it took more time to fix than anticipated. The cost is now $360 – an 89% increase in the estimated cost.
I have no love for the place. Ever since they charged us roughly $285 for two keys and to replace a light bulb last year. And to add insult to injury, it took them all day while I sat in the waiting room.
I’m honestly not sure if our system is free enterprise or open theft. But I do know that it’s annoying to clip coupons to save perhaps $300/year, when these large companies will steal that same amount away in a matter of weeks. So I’m penny-pinching so I have more to hand the robber?
And then I read about Super-PACS, basically corporately funded, Supreme-Court sanctioned, campaigns for those seeking public office. Some are owned by billionaires. So I get to vote to select which company will represent us? Too Orwellian.
From: firstname.lastname@example.org THIS GIFT BELONG TO YOU FROM MRS SUSAN COLLINS. Greetings to you,My name is Mrs.Susan Collins from Netherland. I am married to Late Mr. Tom Collins.He was the Director of T.C Industries Cote D’ivoire. We were married for few years without a child. He died after a Cardiac Arteries Operation.Recently, My Doctor told … Continue reading
From: “PayPal” <email@example.com> We need your help Dear PayPal member, We need now for you to resolve this issue. To give us time to work together on this, we’ve temporarily limited access and what you can do with your account until the issue is resolved. We understand it may be frustrating not to have full … Continue reading
From: Mr. Amara Abedi” <firstname.lastname@example.org TREAT AS URGENT AND CONFIDENTIAL I am Mr. Amara Abedi, the director in charge of auditing and accounting section of Bank of Africa, Ouagadougou Burkina Faso West Africa. With due respect and regard, I have decided to contact you on a business transaction that will be very beneficial to both of … Continue reading
___ 1 From: MR. JOTAVIOUS SCOTT.” <email@example.com> INTERNATIONAL DEBT FUNDS RECOVERY UNIT Department of the Treasury (U.S.A). E-mail: firstname.lastname@example.org The enclosed information is STRICTLY CONFIDENTIAL and is intended for the use of the addressee only. United states of Americacitizens and its affiliates disclaim any responsibility for unauthorized disclosure of this information to anyone other than the addressee. … Continue reading
___ 1 From: Dr Mrs Raul Benzi” <email@example.com From Western Union Money Transfer Attention To You Personally: Are you ready to pick up this $5,000.00 sent today. We have concluded to effect your payment through western union $5,000.00 daily until the $800,000.00 is completely transfered. Meanwhile, Our Office has western union $5,000.00 in … Continue reading
___ 1 From: UNITED NATIONS” <firstname.lastname@example.org Attn.: Honorable, It is my pleasure to announce to you that the United Nations has finally concluded it’s seating yesterday on the agenda of Nominating Ambassador for the Libya and Sudan Refugees on behalf of the Government of Ghana. It is good to know that you have been nominated as an Ambassador … Continue reading